Cool Summer Treat Ideas

As the temperature heats up, turn off your ovens and whip up these delicious and simple chilled treats. No-bake or freezer desserts are easy and fun.  From ice cream sandwiches to milkshakes and everything in between, this list has you covered!!!

  1. Ice Cream Pie using your favorite flavor ice cream
  2. Chocolate Brownie Milkshakes
  3. Ice Cream Bars made with fresh fruit or sherbet
  4. Angel Food Cake with Fresh Berries
  5. Peaches with Vanilla Ice Cream
  6. Frozen Sangria
  7. Chocolate Chip Cookie Ice Cream Sandwiches
  8. Frozen Lemonade
  9. Key Lime Pie
  10. Fresh Fruit with Whip Cream

For specific recipes, check out www.cookiesandcups.com. Stay Cool !!

Source:  https://cookiesandcups.com

 

Keep Summer Bills Low While Staying Cool

Temperatures will be rising this summer, and in some places, it is unbearable without using the air conditioner. Using the AC often will result in high utility bills, but it is also important to keep your home at a tolerable temperature.

If you are looking for ways to stay cool by not using the AC, consider the following methods to keep you cool:

During the day, close your windows and do your best to keep the sunlight from coming into your home. You might be tempted to leave the window open when there’s a breeze, but you won’t benefit from the breeze if it’s warm. In addition, avoid using appliances and lights that generate a lot of heat so that the inside of your home will be lower than outside.

Also think about visiting air conditioned buildings such as your local library or mall. Some malls have indoor playgrounds for kids which is a nice alternative to playing outdoors.

Finally, try to avoid using your stove or turning your oven on, and use a fan to circulate air throughout your home.

Source:  www.southerncaliforniaedison.com

Time To Enjoy The Pool

Summer means fun in the sun by the pool.  Many mobile home parks have pools for the enjoyment of their residents.  It is very important that you are aware of the rules and regulations of your community regarding the use of the pool, hot tub and other facilities.

Most communities limit the use of these facilities to the residents.  For example, if a resident has a guest, guests must be accompanied by their resident adult host.   Resident cooperation helps make the swimming pool a fun place for all.

Pool rules are in place to make the community pool a fun and safe place for everyone to enjoy.  If you do not have a copy of your Park rules, be sure to ask the community manger for a copy.

Refreshing & Delicious Sparkling Lemonade

Who doesn’t love chilled lemonade on a hot Summer day? Made with club soda, this version is slightly bubbly and bursting with citrus flavor.  ENJOY!!

¾ Cup Sugar

½ Cup Water

¼ Cup Lemon Peel Strips (about 1 ½ lemons)

¾ Cup Lemon Juice

1 Cup Club Soda, Chilled

In a small saucepan, heat sugar and water over medium heat until sugar is dissolved, stirring frequently. Stir in lemon strips. Bring to a boil. Reduce heat; simmer, uncovered, for 5 minutes. Cool slightly.   Transfer to a pitcher. Stir in lemon juice; cover and refrigerate until chilled. Discard lemon strips. Stir in club soda. Serve over ice. Yield: 2-1/2 cups.

Source:  https://www.tasteofhome.com/recipes/sparkling-lemonade

Summer Safety Tips for You and Your Family

As Summer approaches, it is good to be reminded of some Summer Safety Tips that will help keep you and your family safe while enjoying the warmer months.

Have a Sun Safe Summer:

It’s natural to want to get out in the sun during warm Summer days.  It should also be second nature to take steps to protect your skin from the sun when you go outside.  Ultra violet rays are the #1 cause of skin cancer.  Too much exposure can also cause sunburn, eye damage and premature wrinkles.  But shielding your skin with clothing, broad spectrum sunscreen with an SPF of 30 or higher and staying in the shade, can help lower your risk.

Sunscreen should be applied 15-30 minutes before going outdoors.  Water Resistant does not mean Waterproof.  No sunscreens are waterproof or sweatproof.   One ounce should be used

initially, and then reapplied every 2 hours if swimming or sweating.   Hats, sunglasses and protective clothing with UPF (ultraviolet protection factor) serve as an extra layer of protection.

Stay Hydrated and Prevent Heat Exhaustion:

Drink Plenty of water before going outdoors, and to prevent overheating, drink plenty of fluids throughout the day even if you are not thirsty.  Avoid drinks with caffeine or alcohol. On extremely hot days, limit direct exposure with the sun and if possible, stay indoors during mid-day hours.  This is especially important for adults over 65 years of age whose bodies are less effective at regulating body temperature.  Wear light colored, light weight, loose fitting clothing and avoid exercising outdoors on hot days.

Stay Water Safe:

During the Summer months, people are drawn to community pools and beaches.  Larger crowds require you to be more aware of your surroundings.  Pools tend to be busy and loud allowing for a child to drown without being seen or heard.  Never let a child swim alone, and always have an adult assigned to watch the pool during parties.  In the ocean, never swim alone.  Try to swim near lifeguard stations and always pay attention to the water condition flags.  Never swim near surfers, be aware of undercurrents, shallow water & rocks, and wear swim shoes to prevent injury from hot sand and rocks.

Always Drink Responsibly:

Summer is a time for celebrating.  While enjoying the holidays, birthdays and other momentous occasions, always remember to drink responsibly.  Do not operate any motorized vehicles while drinking and most importantly, never drink and drive.

Stay Safe While Enjoying Outdoor Activities:

Hiking is a Summer favorite. Try to stick to marked trails and identify landmarks often so they can help guide you back.  Let people know where you are going and when you are likely to return.  Hike with plenty of water, sunscreen and non-perishable snacks.

If camping, remember to shake out your shoes before you put them on, you never know when a spider or scorpion will take refuge in your items.  Never go to sleep with a campfire still burning, and never keep food inside your tent, store it in your car away from sleeping campers.

Finally, on road trips and in everyday life, always remember that cars can be deadly.  NEVER leave children or pets in your vehicle.  The inside temperature of a car can quickly reach 120+ degrees.

Enjoy Your Summer, Stay Safe and Have Fun!!

Sources:

www.americancancersociety.org

www.well.blogs.nytimes.com

Affordable Housing vs Low-Income Housing: What is the difference?

There is lots of talk these days about the need for more affordable housing in the Southern California region. It is important to recognize the difference between “low-income” housing and “affordable” housing.

Low-income housing is subsidized by the government. There are several projects throughout the region that are monitored by local government housing authorities. An on-line search or call to the regional housing authorities will provide a list of available low-income housing rental projects. Some projects are for veterans, seniors and others for all-ages. There are also low-income for-sale housing projects sponsored by housing authorities and by organizations like Habitat for Humanity.

In these low-income housing developments, renters or home buyers must meet strict income guidelines. Only low-income can qualify to live in these developments. The income is determined by the income of the entire family and includes funds in the bank and investments.

Affordable housing, on the other hand, is not limited to low-income renters or purchasers. There is no limit to the amount of income a person or family has. It is their choice to live in the available affordable housing. Apartments, condominiums, and mobile home parks/manufactured housing communities are considered affordable housing stock in the various individual jurisdictions housing elements. Continue reading

New Medicare cards to protect your identity

The government started sending out new Medicare cards, launching a massive, yearlong effort to alter how 59 million people enrolled in the federal health insurance program are identified. Historically, Medicare ID cards have been stamped with the Social Security numbers of members. But that has been problematic: If a wallet or purse is stolen, a thief can use that information, along with an address or birthdate on a driver’s license, to steal someone’s identity.

The new cards address such concerns by removing each member’s Social Security number and replacing it with a new, randomly generated, 11-digit “Medicare number” (some capital letters are included). It will be used to verify eligibility for services and for billing purposes going forward.

Source: Orange County Register and www.medicare.gov

Another Mobile Home Burns! Will Your Insurance will Cover your Home?

On March 15, 2018 a mobile home was destroyed completely by fire in the City of Cypress, Orange County. The photos show the devastation. The man inside the home suffered burns. According to a March 15 Orange County Register report the cause of the fire is still under investigation.

Officers escorted the subject away from the residence seconds before an explosion occurred.

When a fire like this happens the first questions or comment is, “We sure hope the owner of the home was insured.” Unfortunately, the answer to this question is frequently that the home owner is either uninsured or under insured.

Fires happen. It could be your home damaged by a fire in a neighbor’s home or a huge disaster like wild fires where embers land on your roof and there is no stopping the damage and devastation that follows.

The pictures of this disaster tell the story. Don’t be caught without insurance. It is recommended that you consult with a professional who specializes in insuring mobile and manufactured homes for your insurance coverage.

The key is to have the home insured for replacement value. If you have a loan on the home and it is completely destroyed by a fire, you still owe the loan amount, plus you need to now replace the home.

The insurance coverage needed will need to cover the removal of the old, destroyed home, the preparation of the lot for the placement of a new home, payment of the mortgage and the purchase of a replacement home. This could be a considerable sum, but far better to be insured for the total loss.

Californians vs. Gas Prices

California is the third largest state in the United States by square miles. Although some cities have reliable public transportation, it’s easier to get around in the suburban cities if you have a car. Whether you drive a few miles every day for your errands or commute for an hour for your work, we have all seen the gas prices going up recently.

An article written by Kevin Smith, published in the San Gabriel Valley Tribune, explores a few reasons why you might be paying more for gas than you should. If you are looking for ways to lower your expenses, consider the following points made in the article titled, “Here are the top money-wasting habits when buying gas, are you guilty of any of them?”
Smith uses a study done by GasBuddy and boiled down the list of these money-wasting habits to a few categories.

The study showed that almost 80% of the respondents have a gas station they regularly go to. It’s not a surprise that many people have a gas station they regularly go to, since it’s probably the most convenient location. Continue reading

Thinking of selling your home?

Before selling your home, be sure everything is in order regarding the registration of the home with the State of California, that taxes are all paid and current, and that you are aware of the proper disclosure forms that must be provided to the buyer of your home. These forms are outlined in California Civil Code Sections 1102 and require the seller of a manufactured home to disclose information including what items are included in the home, significant defects/malfunctions, hazardous materials in the home, and that any room additions comply with the appropriate code. The disclosure form is far more detailed, so be sure that you are thoroughly aware of this section of the California Civil code BEFORE you put your home up for sale. You will also want to advise the on-site manager/park owners that you are selling your home so that they can provide you with additional information or procedures that will need to be followed.