Whether you are working or retired,
everyone needs sleep. Your mind and body
need to rest and recuperate from the day
before so that you can function well the next
day. But chances are, you have experienced
sleepless nights in your life from many
different reasons and factors.
If you have trouble sleeping, you could be
changing a few things in your daily habits so
that you can get better sleep. According to
W. Chris Winter, M.D., sleeping is a skill that
can be improved if you are not satisfied with
the quality of your sleep. Here are the most
common aspects of your life that could be
affecting your sleep every night, according to
an article written by Paula Spencer Scott:
- Too Much Stress — You could be
causing unnecessary stress and
anxiety to yourself by thinking too
much about things that happened
that day or anticipating what will
happen the next day. Try to accept
the fact that instead of worrying,
you can try to get a good night’s
sleep and deal with your problems
the next day.
- Being Random — Your body will
have a hard time keeping up if you
don’t have a normal sleeping
schedule. Instead of sleeping and
waking up at different times every
day, try to stick with a sleeping
schedule that you’re comfortable
with. The article states that adults
need about seven to nine hours of
sleep every night, and you probably
already know if your body prefers
more or less hours in that range.
The key is to be consistent.
- Not Comfortable Enough — How
many years have you had your
mattress or pillows? How about
your sheets and blankets? What are
you wearing to sleep? Maybe it’s
time to explore how comfortable
you are with your arrangements.
- Pet Disturbance — Sometimes our
beloved animal companions can be
a little too disturbing at night. The
author of the article reminds us
that dogs have different sleeping
cycles than humans, so they are
likely to move around while you’re
- Too Much Light — You probably
already turn off your lights when
you go to sleep, but do you turn off
all your technology? There could be
light coming from the television,
computer, phone, printer, etc.,
which can ultimately bother your
sleep. In addition, close your blinds
or curtains if you have strong
moonlight coming through your
- Overthinking — I’m sure we have
all done this: thinking about not
getting enough sleep. The article
states that this is a problem that
builds upon itself. Thinking too
much about whether you will fall
asleep or get enough hours adds to
your stress and anxiety. Do yourself
a favor and think pleasant
thoughts, and remind yourself that
simply resting in bed is beneficial
to your body.
It is important to make sure your roof and rain
gutters are in good repair before and after the rainy season. According to Foremost Insurance, if
your mobile home has a metal roof it needs a
new coating every 2 years and touch-ups after
a storm. Their step-by-step guide teaches you
to make repairs on your own roof so that you
don’t have to hire a professional every 2 years.
They list all the materials you need and
present the following steps:
- Check the weather
- Inspect the roof
- Clean the roof
- Make repairs
- Rinse and check for puddling
- Coat seams
- Coat the roof
Be sure to visit this website to read the detailed information. www.Foremost.com
Currently there are more than 48 million items worth $9.3
billion of unclaimed property in California’s custody. The California
Controller, Betty Yee, is encouraging people to search the state’s online
database to see if any of the property belongs to them.
The unclaimed funds are a result of California Law
protecting consumers by requiring banks, insurance companies and other
businesses to transfer unclaimed property to the State Controller’s Office
after a period of no activity, which is around three years. The state then
becomes the guardian of abandoned savings and checking accounts, insurance
benefits, uncashed checks, wages, stocks, bonds, safe deposit box contents and
various gift cards.
To see if you have any unclaimed property, you can go to www.claimit.ca.gov.
People who find property on the website can submit claims at the site, or by
calling 1-800-992-4647. Anyone is able to search the entire unclaimed property
database, and see all individuals and organizations who have items protected by
It’s that time of year to start focusing
on getting your home clean and organized
– inside and outside. Whether you want to
deep clean, declutter or organize, here are
some quick and easy tips to help you accomplish
your Spring Cleaning goals. Now is the
time to make sure that your parking area and
outside areas are in compliance with your
communities rules and regulations.
• Make a schedule: Evaluate your home and
what areas need the most work. Focus on
what you skip over during routine cleanings
and what you have put off until another time
in your outside carport and landscaped areas,
and start there. Having a plan on what room
and what outside storage and landscape areas
to clean first will keep you focused on the
task at hand.
• De-clutter: Studies have shown that
decluttering makes you more efficient and
keeps you organized. A disorganized home,
porch, storage sheds and carports adds to
your stress level and can take a toll on your
health. In some cases clutter becomes a trip
hazard to you and your family and guests. You
may be surprised at how refreshed you feel
after eliminating clutter from your life – both
inside and outside your home.
• Always Work from Top to Bottom and
Don’t Forget Walls and Windows: People
always remember to clean their floors, but
often forget about the walls and windows.
Keep in mind, not all dust settles on the floor.
When it comes to the windows, hot soapy
water and a squeegee works great, and don’t
forget to remove and wipe down the window
• Kitchen and Bathroom: Clean out the
pantry and refrigerator (throwing out old
items) and clean the appliances inside &
out. In bathrooms be sure to throw away old
toiletries and expired cosmetics.
In the United States, flu season occurs in the Fall and
Winter. Influenza viruses circulate
year-round, but most flu activity peaks between December and February, and can
last as late as May.
The Flu is a contagious respiratory illness caused by
influenza viruses that infect the nose, throat and lungs. It can cause mild to severe illness, and at
times can lead to death. The Center for
Disease Control (CDC) states that the best way to prevent the flu is to get the
flu vaccine, but is the vaccine right for you?
The CDC recommends that you should get a flu vaccine before
flu begins spreading in your community.
It takes about 2 weeks after vaccination for antibodies that protect
against flu to develop in the body. The
CDC also recommends that everyone 6 months of age and older should get a flu
vaccine. Vaccination to prevent
influenza is particularly important for people who are at high risk of serious
complication from influenza, such as children younger than 5, adults 65 and
older, and pregnant women.
As an added convenience, many drug stores and retail outlets
provide flu shots. It is easy to simply
get a flu shot during your shopping trip!
For more information regarding the flu vaccine, contact your physician.
It is hard to imagine a mobile home park or manufactured
housing community that does not have rules because in such a place there would
be dogs running around off leases, cars parked in fire lanes preventing
emergency vehicle access, signs posted everywhere, landscaping overtaking
neighbor’s home sites, loud music and parties would go throughout the day and
night, and on and on.
When you think a rule in your community is may not needed,
think again. There are very good reasons
for every rule and policy and the primary reason is to protect your quality of
life and that of your neighbors. It is
very important to be aware of your community rules and regulations and to
adhere to them. It makes life a whole
Supplemental Security Income (SSI) is a program administered
by Social Security that benefits people with limited income and resources who
are disabled, blind, or age 65 and older.
Blind or disabled children may also receive SSI.
To receive SSI you must reside in the United States, not be
absent from the country for 30 consecutive days or more, and be either a U.S.
citizen or national, or a qualified non-citizen.
Many people who are eligible for SSI may also be entitled to
Social Security Benefits. However, SSI
and Social Security differ. Social
Security benefits are paid to individuals who have worked long enough and paid
Social Security Taxes, where SSI benefits are not based on prior work. SSI is financed by general funds of the United
States Treasury, personal income taxes, corporate and other taxes, and Social
Security taxes do not fund the SSI program.
To qualify for SSI you must have limited income and few
assets. Effective January 2019, prior to
reaching full retirement age, you will be able to earn up to $17,640. After that, $1 will be deducted from your
payment for every $2 that exceeds the limit.
Social Security requires SSI recipients to have less than $2,000 in
assets for a single person, and less than $3,000 for a couple.
The maximum Federal amounts of SSI that can be received are
$771 per month for an eligible individual, and $1,157 per month for an eligible
couple. SSI benefits are paid on the
first of the month, and recipients can also receive medical assistance
(Medicaid) to pay for hospital stays, doctors bills, prescription drugs and
other health costs.
If you are interested in applying for SSI you can schedule
an appointment with a local Social Security office by calling 1-800-772-1213 or
file an application online at www.ssa.gov.
April 15th is fast approaching and everyone is searching for deductions that they can claim on their tax returns. California renters who meet income and other requirements, can apply for a Nonrefundable Renter’s Credit of $60 (if filing separately) or $120 (if filing jointly). Since mobile home owners rent their space they may qualify for the tax deduction.
The following must be met in order to qualify:
- You were a California resident for the entire year.
- Your California adjusted gross income is: $41,641 or less if your filing status is single or married filing separately. $83,282 or less if you are married filing jointly, head of household, or qualified widow(er).
- You paid rent for at least half of the year for property in California that was your principal residence.
- The property you rented was not exempt from California property tax
- You did not live with another person for over half of the year (such as a parent) who claimed you as a dependent.
- You were not a minor living with and under the care of a parent, foster parent, or legal guardian.
- You or your spouse were not granted a homeowner’s property tax exemption during the tax year.
Other deductions you may also be able to claim include home office deductions, job hunting costs and charitable giving. If you have a home office that is used exclusively for business, you may be able to allocate a percentage of your rent, utilities, renter’s insurance and other expenses as a tax deduction. Remember, if you do have a home office, make sure you are complying with all of the rules of the mobile home community in which you live. If you looked for a new job, you may be able to get an income tax deduction for your job-search related costs such as the cost for resumes and postage, telephone charges and local travel for interviews. And last, if you donated your time or goods to a charity, you may be able to deduct the value of the items you donated, the miles you traveled and the expenses you paid on behalf of the charity.
Be sure to check with your tax advisor or tax preparer to see if you qualify for the Nonrefundable Renter’s Credit or other deductions. You may also contact the California Franchise Tax Board at 1-800-852-5711.
Valentine’s Day is celebrated annually on
February 14, originating as a Christian Feast
day honoring Saint Valentine. This holiday
celebrates romance and love throughout
many regions of the world.
In Roman mythology, Cupid is the son
of Venus, the goddess of love and beauty.
Cupid is often depicted with a bow and
arrow to pierce hearts, and cast a spell of
love. This spell is expressed in many ways on
Valentine’s Day, and Americans spend a lot
According to a survey by the National Retail
Federation, Americans spent $19.6 billion
for Valentine’s Day in 2018, and that figure
is projected to increase in 2019. Some of the
most popular items purchased on Valentine’s
Day are red roses, the flower of love, and
fancy heart shaped boxes of chocolates where
caramels and chocolate covered nuts are
among the most popular.
There are over 1 billion Valentine’s Day cards
exchanged every year in the US, and even
though Valentine’s Day has become one of the
most popular days to get engaged, 30% of all
adults skip celebrating the holiday entirely.
So, whether you celebrate Valentine’s Day
with a significant other or by yourself, this
day of love is to be enjoyed by all.
In the United States, flu season occurs in the Fall and Winter. Influenza viruses circulate year-round, but most flu activity peaks between December and February, and can last as late as May.
The Flu is a contagious respiratory illness caused by influenza viruses that infect the nose, throat and lungs. It can cause mild to severe illness, and at times can lead to death. The Center for Disease Control (CDC) states that the best way to prevent the flu is to get the flu vaccine, but is the vaccine right for you?
The CDC recommends that you should get a flu vaccine before flu begins spreading in your community. It takes about 2 weeks after vaccination for antibodies that protect against flu to develop in the body. The CDC also recommends that everyone 6 months of age and older should get a flu vaccine. Vaccination to prevent influenza is particularly important for people who are at high risk of serious complication from influenza, such as children younger than 5, adults 65 and older, and pregnant women.
As an added convenience, many drug stores and retail outlets provide flu shots. It is easy to simply get a flu shot during your shopping trip! For more information regarding the flu vaccine, contact your physician.