There are many options when deciding how to finance your home, a growing number of lending institutions are providing conventional and government-insured financing plans for prospective mobile home owners. The most common method of financing is through a retail installment contract; these are available through the retailer who is selling you your home. Some lending institutions that offer conventional, long-term real estate mortgages require the home be placed on an approved foundation.
The government also offers government-insured loans through the Federal Housing Administration (FHA), the Veterans Administration (VA) and the Rural Housing Services (RHS) under the U.S. Department of Agriculture. Below are links to two of these sites.
Always remember to research who you are getting your loan from. If the terms seem too good to be true, they probably are.